Legal Information
Policies & Legal Documents
This page provides links to all legal documents governing your use of Clearflow Digital websites, applications (including Spendly), and services. These documents outline your rights, our obligations, and the rules for using our products.
Privacy Policy
How Clearflow Digital collects, uses, stores, and protects your personal data across our websites and products, including on-device UPI analytics and cloud backup.
Terms of Service
The conditions governing your access to and use of Clearflow Digital services, including account eligibility, subscriptions, liability limits, and governing law.
Cookie Policy
Details about the cookies and local storage items used across our websites and dashboard, including a full cookie table with purposes and durations.
End User License Agreement (EULA)
The license agreement for the Spendly Android application, covering SMS permission, subscription billing through Google Play, and intellectual property.
Data Deletion Policy
Your right to erasure under DPDP Act 2023, including self-service deletion via the app, manual email requests, timelines, and what we retain for legal reasons.
Acceptable Use Policy
Rules for responsible use of Clearflow Digital services, prohibited activities, content standards, and enforcement procedures.
Legal Disclaimer
General information disclaimer stating that our products do not constitute financial advice, limitation of liability, and external links policy.
Security
How Spendly protects your data - on-device processing, platform security measures, zero-collection policies, and responsible disclosure information.